Who Has the Cheapest Auto Insurance for a Chevrolet Silverado in Long Beach?

Buying economical coverage for a Chevy Silverado is pretty easy to do, but it hinges on a fairly complex equation with a lot of factors such as how old the Silverado is, if you have prior claims, and your choice of deductibles. Drivers in California will pay on average $1,237 annually for Silverado insurance, but that price is an approximation calculated based on a 50-year-old single female driver with both comprehensive and collision coverage and $1,000 deductibles.

It’s highly likely you’re not a 50-year-old female, maybe you are married instead of single, or maybe you don’t qualify for the same discounts. Even a minor change in policy rating criteria or coverages can result in a large change in the cost of a policy.

There is no one cookie-cutter policy that works for everyone, so the best method for finding the cheapest insurance price for your Chevrolet is to just compare rates yourself. Quotes are free and easy and you will receive rate quotes from some of the best companies that insure Chevrolet vehicles in California.

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The trim level of your Chevrolet can impact the coverage cost, so the rate you pay to insure a Silverado LS Regular Cab 2WD trim level will be $174 cheaper than the insurance cost for the more costly Silverado Crew Cab Hybrid 4WD model, as shown in the prices below.

Chevrolet Silverado Insurance Rates in Long Beach, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Silverado LS Regular Cab 2WD $158 $292 $564 $34 $168 $1,216 $101
Silverado LS Regular Cab 4WD $158 $292 $500 $30 $150 $1,130 $94
Silverado LT Regular Cab 2WD $182 $354 $564 $34 $168 $1,302 $109
Silverado LT Regular Cab $182 $354 $564 $34 $168 $1,302 $109
Silverado LS Extended Cab 4WD $182 $354 $500 $30 $150 $1,216 $101
Silverado LT Extended Cab 4WD $182 $354 $500 $30 $150 $1,216 $101
Silverado LT Extended Cab 2WD $182 $354 $564 $34 $168 $1,302 $109
Silverado LS Extended Cab 2WD $182 $354 $564 $34 $168 $1,302 $109
Silverado LT Crew Cab 4WD $204 $418 $500 $30 $150 $1,302 $109
Silverado LS Crew Cab 2WD $204 $418 $564 $34 $168 $1,388 $116
Silverado LS Crew Cab 4WD $204 $418 $500 $30 $150 $1,302 $109
Silverado LT Crew Cab 2WD $204 $418 $564 $34 $168 $1,388 $116
Silverado LTZ Extended Cab 2WD $204 $418 $564 $34 $168 $1,388 $116
Silverado LTZ Extended Cab 4WD $204 $418 $500 $30 $150 $1,302 $109
Silverado LTZ Crew Cab 2WD $204 $418 $564 $34 $168 $1,388 $116
Silverado LTZ Crew Cab 4WD $204 $418 $500 $30 $150 $1,302 $109
Silverado Crew Cab Hybrid 2WD $204 $482 $500 $30 $150 $1,366 $114
Silverado Crew Cab Hybrid 4WD $228 $482 $500 $30 $150 $1,390 $116
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Table data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and California minimum liability limits. Discounts applied include safe-driver, multi-policy, homeowner, claim-free, and multi-vehicle. Table data does not factor in specific garaging location which can influence premiums considerably.

Picking the best car insurance provider can be a challenge considering how many choices drivers have in Long Beach. The company ratings below may help you choose which car insurance providers to look at comparing price quotes from.

These ratings are only comprised of companies with a national presence, so smaller companies that only insure vehicles in California are not included in this list. If you’d like to compare prices from these companies and more, just click here.

Best Insurance Companies for a Chevrolet Silverado in Long Beach
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 98 100 100 94% A++ 98.6
American Family 98 89 100 86% A 95.4
AAA of Southern California 91 94 97 92% A+ 94.1
State Farm 88 93 96 90% A++ 92.4
The Hartford 94 92 90 89% A+ 91.7
AAA Insurance 88 89 95 91% A 91.2
GEICO 84 93 93 89% A++ 90.3
The General 89 91 89 88% A- 90
Titan Insurance 90 87 91 95% A+ 89.6
Progressive 84 91 93 87% A+ 89.5
Mercury Insurance 88 91 90 85% A+ 89.4
Allstate 85 90 92 88% A+ 89.3
Nationwide 87 88 84 90% A+ 88.7
Liberty Mutual 84 87 93 88% A 88.5
21st Century 85 86 87 88% A 86.7
Esurance 85 80 95 87% A+ 85.9
Safeco 85 85 85 86% A 85.8
Travelers 80 87 87 83% A++ 85.2
Farmers Insurance 78 87 88 79% A 84.3
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Data Source: Insure.com Best Car Insurance Companies

Types of discounts on Long Beach insurance

Insurance for a Silverado pickup in Long Beach, CAAuto insurance companies that offer cheap quotes for a Chevy Silverado may also give you special discounts that may potentially lower prices by as much as 35% if you meet eligibility requirements. Large insurance companies and their possible discounts are outlined below.

The information below compares car insurance rates with and without some available policy discounts. The rates are based on a female driver, no claims, a clean driving record, California state minimum liability limits, full physical damage coverage, and $1,000 deductibles. The first bar for each age group shows the price with no discounts. The second bar shows the rates with vehicle safety, defensive driving course, passive restraint, safe-driver, anti-theft, and multiple vehicle discounts applied. When discounts are factored in, theaverage amount saved on insurance for a Chevy Silverado is 28% or $624.

The example below highlights how deductible selection can affect yearly insurance costs when trying to find cheap insurance for a Chevy Silverado. The prices are based on a married female driver, full coverage, and no discounts are applied.

A 50-year-old driver could pocket $466 a year by switching from a $100 deductible to a $500 deductible, or save $700 by using a $1,000 deductible. Youthful drivers, such as the 20-year-old chart data, have the ability to save as much as $1,154 or even more by choosing a larger deductible amount. When raising deductibles, it will be necessary to have additional funds squirreled away to allow you to cover the extra out-of-pocket expense. That is the one disadvantage of using higher deductibles.

The Long Beach, CA, insurance agents below can probably answer your questions and help you decide which auto insurance policy fits you best, since some people prefer to get some professional input when trying to find the best insurance rates for a Silverado pickup. It can be challenging to find the cheapest car insurance policy, so agents can provide comfort knowing you have enough protection. To find a Long Beach insurance agency using an interactive map, click the button following the list.

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How to find economical insurance for a Chevy Silverado

Lowering your rates is not difficult, and here are some of the recommended money-saving ideas that can help drivers quote lower-cost coverage.

The last idea is extraordinarily important, as we stressed in the prior article. Prices charged by companies adjust often, so don’t be tentative to buy from a new company if a better rate can be found.

Brand loyalty is great, but it isn’t a good idea if that loyalty ends up costing lots of hard earned cash every month. If you have a few minutes, compare rates to find cheaper auto insurance for a Chevy Silverado in Long Beach.