Who Has the Cheapest Car Insurance Rates for Drivers Over Age 70 in Long Beach?

One of the many factors that are looked at to help calculate the amount you pay for auto insurance is where you keep your car. Cities with larger populations are more likely to pay higher prices, whereas areas with fewer weather claims and lower vehicle theft rates have the luxury of lower rates.

The illustration below sorts the highest-priced areas in California for drivers over age 70 to buy auto insurance in. Long Beach is listed at #8 with an annual cost of $1,578 for the average insured, which is around $132 each month.

How much is car insurance in Long Beach?
Rank City Premium Per Year
1 Los Angeles $2,168
2 Glendale $2,142
3 San Francisco $1,745
4 Oakland $1,738
5 Sacramento $1,703
6 San Bernardino $1,628
7 Stockton $1,588
8 Long Beach $1,578
9 Garden Grove $1,554
10 Moreno Valley $1,551
11 Modesto $1,547
12 Riverside $1,542
13 Santa Clarita $1,533
14 Fontana $1,519
15 Fresno $1,517
16 Santa Ana $1,497
17 Anaheim $1,444
18 San Jose $1,395
19 Fremont $1,389
20 Irvine $1,384
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Price information shown is comparative as specific Long Beach garaging address can influence premiums noticeably.

Finding good, budget car insurance is difficult, and deciding which companies offer the cheapest auto insurance rates for drivers over age 70 requires even more shopping around. Every car insurance company has a unique approach for setting rates, so to begin we’ll rank the auto insurance companies with the overall cheapest rates in Long Beach, CA.

It’s a good idea to be aware that California auto insurance rates are impacted by many things that may substantially change the cost of a policy. This price fluctuation is why consumers need to take the time to compare rates when trying to get cheap car insurance rates for drivers over age 70. Insurance prices consist of many things and change frequently, so the best price three years ago may now be wasting a lot of money.

Best Car Insurance Prices for Age 70+

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Rankings for the cheapest car insurance companies in California
Rank Company Cost Per Year
1 USAA $1,143
2 Wawanesa $1,146
3 CSAA $1,186
4 Century National $1,214
5 Nationwide $1,250
6 21st Century $1,325
7 Grange $1,477
8 Mercury $1,488
9 GEICO $1,529
10 Allied $1,541
11 Allstate $1,543
12 Progressive $1,558
13 MetLife $1,590
14 The Hartford $1,623
15 State Farm $1,699
16 Unitrin $1,699
17 Esurance $1,739
18 Bristol West $1,777
19 Travelers $1,806
20 Farmers $1,946
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USAA may offer some of the lowest car insurance rates in Long Beach at around $1,143 each year. Wawanesa, CSAA, Century National, and Nationwide would also be considered some of the cheaper Long Beach, CA insurance companies.

As shown in the rates above, if you are currently insured with Century National and switched to USAA, you could see a yearly price reduction of about $71. California drivers with Nationwide could save as much as $107 a year, and 21st Century policyholders might reduce prices by as much as $182 a year.

If you would like to find cheaper car insurance rates, click here to start a quote or quote prices from the following companies.

Bear in mind that those rates are averages across all ages of drivers and types of vehicles and are not factoring in a vehicle location for drivers over age 70. So the auto insurance company that fits your age and vehicle best may not even be in the top 24 companies shown above. That affirms the importance of why you need to get rate quotes using your own specific driver and vehicle information.

Insuring your vehicle with a highly-rated insurance company can be a challenge considering how many different companies insure vehicles in Long Beach. The rank data in the next section may help you decide which auto insurers to look at buying from. These rankings are only made up of companies that insure vehicles nationwide, so smaller regional companies are not factored into the list.

Top 10 Large Car Insurance Companies in Long Beach Ranked by Value

  1. USAA
  2. American Family
  3. The Hartford
  4. AAA of Southern California
  5. Titan Insurance
  6. The General
  7. AAA Insurance
  8. State Farm
  9. Mercury Insurance
  10. Nationwide

Top 10 Large Car Insurance Companies Overall in Long Beach

  1. USAA
  2. American Family
  3. AAA of Southern California
  4. State Farm
  5. The Hartford
  6. AAA Insurance
  7. GEICO
  8. The General
  9. Titan Insurance
  10. Progressive

The example below demonstrates how deductibles can change yearly insurance costs when getting quotes for cheap insurance for drivers over age 70. The costs are based on a married female driver, comprehensive and collision coverage, and no other discounts are factored in.

The data above shows that a 30-year-old driver could lower their car insurance rates by $476 a year by switching from a $100 deductible to a $500 deductible, or save $712 by switching to a $1,000 deductible. Youthful drivers, like the Age 20 category, could drop their prices up to $1,008 or even more by choosing a higher deductible. When insureds make the decision to increase the deductibles on their policy, it is important to have enough savings set aside to enable you to cover the extra out-of-pocket expense, which is the one shortcoming of high deductibles.

How to find cheaper car insurance for drivers over age 70

The list below details many money-saving ideas that can help you locate cheaper coverage.

The last idea is extremely significant, as was emphasized in the prior information. Insurance rates in Long Beach fluctuate considerably, so drivers shouldn’t be reluctant to change to a new company if you can save money. Having a favorite company is great, but is isn’t recommended if that loyalty results in overpaying a lot of money every month. It only takes a couple minutes to shop around to find cheaper auto insurance for drivers over age 70.