Affordable Chevy Tahoe Insurance in Long Beach

If saving money is your primary concern, then the best way to get affordable Chevy Tahoe insurance in Long Beach is to compare prices annually from insurance carriers who provide auto insurance in California.

An important note is to try to use similar deductibles and liability limits on each quote request and and to compare every insurance company. This provides an apples-to-apples comparison and a complete selection of prices.

Discount Chevy Tahoe insuranceIt’s hard to believe, but 70% of consumers kept buying from the same company for at least four years, and nearly half have never even compared quotes to find lower-cost rates. California drivers could save almost $469 a year just by shopping around, but they just don’t understand how much they could save if they replace their high priced policy.

Choosing the best rates in Long Beach is not that difficult. If you have coverage now, you stand a good chance to be able to reduce the price you pay using the tips covered below. Smart buyers just have to know the best way to compare different rates from many companies at once.

How You Can Control Chevy Tahoe Insurance Rates

Many different elements are used when quoting car insurance. Some of the criteria are obvious like your driving record, but other criteria are less apparent like your vehicle usage or your financial responsibility. A large part of saving on car insurance is knowing the factors that help calculate the level of your policy premiums. If you have some idea of what influences your rates, this allows you to make good choices that could result in lower rates.

The best way we recommend to get rate comparisons for Chevy Tahoe insurance in Long Beach is to understand most insurance companies allow for online access to compare their rates. All consumers are required to do is take a few minutes to give details like how many miles driven, if the vehicle is leased, coverage limits, and types of safety features. The data gets sent immediately to multiple companies and you will receive price estimates immediately.

To check rates for your car now, click here and find out if you can get cheaper insurance in Long Beach.

The following companies have been selected to offer quotes in Long Beach, CA. If your goal is to find the best car insurance in Long Beach, CA, it’s a good idea that you visit two to three different companies in order to find the most competitive rates.

Insurance data for a Chevy Tahoe

The coverage information below showcases estimates of prices for Chevy Tahoe models. Knowing how premiums are calculated is important to be able to make smart choices when comparing insurance quotes.

Chevrolet Tahoe Insurance Rates in Long Beach, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Tahoe LS 2WD $266 $524 $574 $34 $172 $1,570 $131
Tahoe LS 4WD $300 $524 $574 $34 $172 $1,604 $134
Tahoe LT 2WD $300 $524 $574 $34 $172 $1,604 $134
Tahoe LT 4WD $300 $524 $574 $34 $172 $1,604 $134
Tahoe LTZ 2WD $300 $618 $574 $34 $172 $1,698 $142
Tahoe LTZ 4WD $300 $618 $574 $34 $172 $1,698 $142
Get Your Own Custom Quote Go

Premium data assumes single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and California minimum liability limits. Discounts applied include claim-free, safe-driver, multi-vehicle, homeowner, and multi-policy. Rate quotes do not factor in Long Beach location which can affect price quotes noticeably.

Deductible analysis

The hardest decision when buying coverage is which deductibles should you choose. The rates below can help you visualize the costs and benefits when you select higher and lower deductibles. The first rate quote example uses a $250 physical damage deductible and the second data table uses a $500 deductible.

Chevrolet Tahoe insurance rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Tahoe LS 2WD $342 $576 $442 $26 $132 $1,543 $129
Tahoe LS 4WD $386 $576 $442 $26 $132 $1,587 $132
Tahoe LT 2WD $386 $576 $442 $26 $132 $1,587 $132
Tahoe LT 4WD $386 $576 $442 $26 $132 $1,587 $132
Tahoe LTZ 2WD $386 $678 $442 $26 $132 $1,689 $141
Tahoe LTZ 4WD $386 $678 $442 $26 $132 $1,689 $141
Get Your Own Custom Quote Go

Chevrolet Tahoe insurance rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Tahoe LS 2WD $278 $464 $442 $26 $132 $1,342 $112
Tahoe LS 4WD $314 $464 $442 $26 $132 $1,378 $115
Tahoe LT 2WD $314 $464 $442 $26 $132 $1,378 $115
Tahoe LT 4WD $314 $464 $442 $26 $132 $1,378 $115
Tahoe LTZ 2WD $314 $546 $442 $26 $132 $1,460 $122
Tahoe LTZ 4WD $314 $546 $442 $26 $132 $1,460 $122
Get Your Own Custom Quote Go

Prices based on married male driver age 30, no speeding tickets, no at-fault accidents, and California minimum liability limits. Discounts applied include homeowner, multi-vehicle, multi-policy, safe-driver, and claim-free. Price information does not factor in garaging location in Long Beach which can modify insurance rates significantly.

Based on the data above, we can derive that using a $250 deductible will cost in the ballpark of $18 more each month or $216 every year than selecting the higher $500 deductible. Since you would have to pay $250 more out-of-pocket with a $500 deductible as compared to a $250 deductible, if you tend to go more than 14 months between claims, you would probably come out ahead if you decide on a higher deductible.

Calculation for determining deductible levels

Average monthly premium for $250 deductibles: $135
Average monthly premium for $500 deductibles (subtract): – $117
Monthly savings from raising deductible: $18
Difference between deductibles ($500 – $250): $250
Divide difference by monthly savings: $250 / $18
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 14 months

One thing to note is that raising deductibles to save money results in a higher out-of-pocket expense when you do file a claim. That will necessitate some extra funds in the event you have to pay the deductible to have repairs made.

Chevrolet Tahoe insurance rates by age and gender

The chart below compares Chevy Tahoe yearly insurance costs for male and female drivers. The information is based on no tickets, no at-fault accidents, comp and collision included, $500 deductibles, marital status is single, and no discounts are taken into consideration.

Protect your Chevy vehicle and other assets

Despite the high insurance cost for a Chevy Tahoe in Long Beach, buying auto insurance may be required and benefits you in several ways.

The benefits of having auto insurance definitely exceed the price paid, particularly for liability claims. The average driver in California is overpaying over $700 annually so it’s very important to do a rate comparison every year to make sure the price is not too high.

Insurance discounts are available for cheaper rates

Insurance is not inexpensive, but you may qualify for discounts that can drop the cost substantially. A few discounts will be applied when you purchase, but less common discounts must be manually applied in order for you to get them.Discount insurance

Discounts reduce rates, but you should keep in mind that most credits do not apply to the whole policy. A few only apply to individual premiums such as physical damage coverage or medical payments. So when the math indicates all the discounts add up to a free policy, company stockholders wouldn’t be very happy.

The chart below visualizes the comparison of Chevy Tahoe auto insurance costs with and without discounts applied to the policy rates. The costs are based on a female driver, no driving violations, no at-fault accidents, California state minimum liability limits, full physical damage coverage, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with marriage, claim-free, homeowner, multi-policy, multi-car, and safe-driver discounts applied.

If you would like to see a list of providers offering insurance discounts in California, follow this link.

Insurance agent or online?

Certain consumers still like to buy from a licensed agent and often times that is recommended Insurance agents will help you protect your assets and help submit paperwork. One of the best bonuses of comparing rates online is you may find the lowest rates and still have an agent to talk to.

Find insurance agent in Long BeachAfter completing this short form, the coverage information is submitted to companies in Long Beach that give free quotes for your car insurance coverage. It simplifies rate comparisons since you won’t have to even leave your home due to the fact that quote results will go to you directly. If for some reason you want to quote rates for a specific company, you would need to navigate to their website and complete a quote there.

Picking the best company shouldn’t rely on just a low price. These are some questions your agent should answer.

When researching local Long Beach agents, it helps to know the two types of agencies and how they work. Car insurance policy providers are classified as either independent agents or exclusive agents depending on their employer. Both types of agents can properly insure your vehicles, but it is a good idea to know the difference in how they write coverage since it can impact your agent selection.

Exclusive Car Insurance Agencies

Exclusive agents normally can only provide a single company’s rates such as Allstate, State Farm and Farm Bureau. They usually cannot provide prices from multiple companies so they are skilled at selling on more than just price. Exclusive agencies are usually well trained on their company’s products and that allows them to sell at a higher price point.

Listed below are exclusive agencies in Long Beach that can give you rate quotes.

2020 E Anaheim StLong Beach, CA 90804(562) 438-8188View Map

400 Oceangate # 305Long Beach, CA 90802(562) 436-6801View Map

5000 E Spring St Ste 390Long Beach, CA 90815(562) 425-5109View Map

View more Long Beach agents

Independent Agents

Agents that elect to be independent are not limited to a single company and that gives them the ability to insure through many different car insurance companies and find the cheapest rate. If they find a cheaper price, the agent simply finds a different carrier and that require little work on your part. When comparing rates, you definitely need to compare quotes from several independent agencies so that you can do a thorough price comparison.

The following is a short list of independent insurance agencies in Long Beach that are able to give rate quotes.

1310 Pine Ave dLong Beach, CA 90813(562) 591-5181View Map

2411 E Anaheim StLong Beach, CA 90804(562) 438-7000View Map

100 Oceangate #1200Long Beach, CA 90802(562) 628-5553View Map

View more Long Beach agents

After getting good answers to these questions as well as a affordable price, you have narrowed it down to an auto insurance agent that meets the requirements to insure your vehicles.

What is the best auto insurance company in California?

Choosing a high-quality insurance provider can be a challenge considering how many companies there are in Long Beach. The company information in the lists below could help you select which auto insurers to look at when shopping your coverage around.

Top 10 Long Beach Car Insurance Companies Ranked by Customer Service

  1. AAA of Southern California
  2. GEICO
  3. State Farm
  4. The Hartford
  5. Mercury Insurance
  6. The General
  7. Progressive
  8. Allstate
  9. AAA Insurance
  10. American Family

Top 10 Long Beach Car Insurance Companies Ranked by Value

  1. USAA
  2. American Family
  3. The Hartford
  4. AAA of Southern California
  5. Titan Insurance
  6. The General
  7. AAA Insurance
  8. State Farm
  9. Mercury Insurance
  10. Nationwide

Affordable auto insurance premiums are out there

While you’re price shopping online, it’s very important that you do not skimp on coverage in order to save money. Too many times, someone sacrificed comprehensive coverage or liability limits and learned later that saving that couple of dollars actually costed them tens of thousands. The ultimate goal is to get the best coverage possible at the best cost, but do not skimp to save money.

A few companies may not have the ability to get quotes online and many times these regional carriers only sell through local independent agencies. Cheaper Chevy Tahoe insurance in Long Beach is definitely available on the web and from local insurance agents, so you should be comparing quotes from both in order to have the best price selection to choose from.

Additional auto insurance information is available at the links below